Private Health Insurance
in Germany
Private Health Insurance
in Germany
Private Health Insurance
in Germany
Private health insurance is a great alternative to public insurance, especially for high earners and self-employed individuals. It provides full coverage that is valid for all types of visas and residency permits, along with a range of benefits that go beyond what public insurance can offer.
Free Consultation
Advantages of
Private Health Insurance
Less expensive than Public
Since private health insurance in Germany accepts customers based on their health status, it is generally more affordable than public insurance – especially if you sign up while young and healthy. Once enrolled, your premium won’t increase just because you get older.
Faster Appointments
Private health insurance patients enjoy priority access to medical appointments, as German doctors reserve dedicated time slots exclusively for private patients. This ensures you receive medical care when you need it most, particularly in busy metropolitan areas where public patients often wait weeks or months for specialist appointments.
Premium Coverage
Private health insurance offers private room, senior physician care, high dental coverage, international coverage, access to alternative practitioners, and many more benefits. With private health insurance, you get superior, customizable protection far beyond public options, tailored to your personal needs.
Less expensive than public
Less expensive than public
With private health insurance, the premium is not calculated as a percentage of your income, but is based on your entry age. The younger you are when you join, the lower your premium.
Unlike the public system, private health insurance follows a capital-funded model, where your contributions are reserved for your own future healthcare needs. You do not co-finance other insured individuals, which often results in more favorable rates, in the Long term.
Faster Appointments
Faster Appointments
Private health insurance patients enjoy priority access to medical appointments, as German doctors reserve dedicated time slots exclusively for private patients. This ensures you receive medical care when you need it most, particularly in busy metropolitan areas where public patients often wait weeks or months for specialist appointments.
Premium Coverage
Premium Coverage
Private health insurance offers private room, senior physician care, high dental coverage, international coverage, access to alternative practitioners, and many more benefits. With private health insurance, you get superior, customizable protection far beyond public options, tailored to your personal needs.
Private health insurance offers private room, senior physician care, high dental coverage, international coverage, access to alternative practitioners, and many more benefits. With private health insurance, you get superior, customizable protection far beyond public options, tailored to your personal needs.
Private
Public
Insurance
Public
Insurance
Public
Insurance
Basic insurance protection
Basic insurance protection
Basic insurance protection
Private
€ 602
€ 602
Private
Premium
Economy
Premium
Economy
Premium
Economy
Good tarif for best price
Good tarif for best price
Good tarif for best price
€ 262
€ 232
Private
Business
Class
Business
Class
Business
Class
Best value for money
Best value for money
Best value for money
€ 296
€ 296
Private
First
Class
First
Class
First
Class
Outstanding coverage
Outstanding coverage
Outstanding coverage
€ 336
€ 336
Example premium for a 32 years old employed
Example premium for a 32 years old employed
Did you know ?
You don’t have to stay with one insurer
Private health insurance is flexible. You can change providers or upgrade your coverage as your life evolves – whether your income increases, your family situation changes, or your priorities shift. We help you make the right move at the right time.
Private insurance is basically more affordable than public – long term
For high earners and healthy individuals, private insurance often provides better coverage at a lower cost than public insurance. The price is based on your entry age not your salary.
Ongoing support:
Myhealthcarebroker will help with claims, contract changes, and policy optimization throughout your journey. Our expert team ensures you get maximum value from your private insurance with continuous support.
GET A QUOTE NOW
Did you Know ?
You don’t have to stay with one insurer
Private health insurance is flexible. You can change providers or upgrade your coverage as your life evolves – whether your income increases, your family situation changes, or your priorities shift. We help you make the right move at the right time.
Private insurance is basically more affordable than public – long term
For high earners and healthy individuals, private insurance often provides better coverage at a lower cost than public insurance. The price is based on your entry age not your salary.
You only pay for yourself – not the System
In private insurance, your premium reflects your personal age and health profile. You don’t subsidize the unemployed or system-wide deficits – which keeps your contributions efficient and fair
Get a quote now
Our customers
love what we do
Read why clients trust us with their healthcare needs. Discover authentic testimonials highlighting our excellent service and support.
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Amit Patil
4 reviews
DE
A
Outstanding service in Health…
I have a family of 3.
I am communicating with Bettina and Iris for more than 1 year now. Had come across many of challenges mentioned below
1. New in Germany. (Not aware about Process)
2. Transfer health insurance to private from public. (Based on my requirements and cost effective)
3. Getting money back from public insurance ( Starting my stay in Germany for 1 year, was using public insurance)
4. Dental insurance for my family.
Going through a period of having a baby now.
I highly recommend people to connect with Bettina and team for healthcare and support. It’s a blessing for me to have them.Date of experience:
May 03, 2025Ludmilla Kratka
1 review
DE
LK
All important documents were provided in both German and English. Made everything so much easier to understand.
Date of experience:
July 01, 2025Alina Hansen
1 review
DE
AH
Even months after signing the contract, I can call Michael anytime. This personal care is rare nowadays.
Date of experience:
July 10, 2025Alice Bottari
1 review
DE
AB
I had the chance to work with Michael Kammerer when I was figuring out my health insurance in Germany. Honestly, I was expecting a headache, but Michael made everything super straightforward. He knows all there is to know about health insurance here and found me a deal that was just right for what I needed and could afford.
Michael was always there to answer my questions, big or small and made sure I understood everything. It was like having a friend in the insurance business.Date of experience:
June 06, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
June 26, 2025Erwin Sloboda
1 review
DE
ES
Clarity in German Insurance
If you want clarity and straightforward answers to the confusing world of German Health insurance, this is your broker! Not only that, they provide white glove service for your on-going needs. No more google translate. Thanks Bettina
Date of experience:
May 01, 2025A K
1 review
DE
A
I couldn’t be more happy with their service, Bettina has been completely fantastic. She has provided the best advice for choosing the PKV and she is there for every inquiry you could have.
Date of experience:
April 01, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
April 30, 2025Randy Verbeek
1 review
DE
RV
My wife and I have just moved to Germany to work for CANYON Bicycles. ExPat friends living here had suggesting exploring private health insurance, but navigating through both the companies, process and our current lack of German was more than challenging. Luckily I found Bettina. She quickly and efficiently helped us look at options, settling on the best one for us. In only a matter of days, we have been accepted and have smoothly solved what could have been a tough challenge. Bettina was great.
Date of experience:
May 14, 2025
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Amit Patil
4 reviews
DE
A
Outstanding service in Health…
I have a family of 3.
I am communicating with Bettina and Iris for more than 1 year now. Had come across many of challenges mentioned below
1. New in Germany. (Not aware about Process)
2. Transfer health insurance to private from public. (Based on my requirements and cost effective)
3. Getting money back from public insurance ( Starting my stay in Germany for 1 year, was using public insurance)
4. Dental insurance for my family.
Going through a period of having a baby now.
I highly recommend people to connect with Bettina and team for healthcare and support. It’s a blessing for me to have them.Date of experience:
May 03, 2025Ludmilla Kratka
1 review
DE
LK
All important documents were provided in both German and English. Made everything so much easier to understand.
Date of experience:
July 01, 2025Alina Hansen
1 review
DE
AH
Even months after signing the contract, I can call Michael anytime. This personal care is rare nowadays.
Date of experience:
July 10, 2025Alice Bottari
1 review
DE
AB
I had the chance to work with Michael Kammerer when I was figuring out my health insurance in Germany. Honestly, I was expecting a headache, but Michael made everything super straightforward. He knows all there is to know about health insurance here and found me a deal that was just right for what I needed and could afford.
Michael was always there to answer my questions, big or small and made sure I understood everything. It was like having a friend in the insurance business.Date of experience:
June 06, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
June 26, 2025Erwin Sloboda
1 review
DE
ES
Clarity in German Insurance
If you want clarity and straightforward answers to the confusing world of German Health insurance, this is your broker! Not only that, they provide white glove service for your on-going needs. No more google translate. Thanks Bettina
Date of experience:
May 01, 2025A K
1 review
DE
A
I couldn’t be more happy with their service, Bettina has been completely fantastic. She has provided the best advice for choosing the PKV and she is there for every inquiry you could have.
Date of experience:
April 01, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
April 30, 2025Randy Verbeek
1 review
DE
RV
My wife and I have just moved to Germany to work for CANYON Bicycles. ExPat friends living here had suggesting exploring private health insurance, but navigating through both the companies, process and our current lack of German was more than challenging. Luckily I found Bettina. She quickly and efficiently helped us look at options, settling on the best one for us. In only a matter of days, we have been accepted and have smoothly solved what could have been a tough challenge. Bettina was great.
Date of experience:
May 14, 2025
Did you Know ?
Getting older won’t affect your price Private health insurance is flexible. You can change providers or upgrade your coverage as your life evolves – whether your income increases, your family situation changes, or your priorities shift. We help you make the right move at the right time.
Private insurance is basically more affordable than public – long term
For high earners and healthy individuals, private insurance often provides better coverage at a lower cost than public insurance. The price is based on your entry age not your salary.
You only pay for yourself – not the System
In private insurance, your premium reflects your personal age and health profile. You don’t subsidize the unemployed or system-wide deficits which keeps your contributions efficient and fair
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FAQ
Contact
Our customers
love what we do
Read why clients trust us with their healthcare needs. Discover authentic testimonials highlighting our excellent service and support.
GET A QUOTE NOW
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Amit Patil
4 reviews
DE
A
Outstanding service in Health…
I have a family of 3.
I am communicating with Bettina and Iris for more than 1 year now. Had come across many of challenges mentioned below
1. New in Germany. (Not aware about Process)
2. Transfer health insurance to private from public. (Based on my requirements and cost effective)
3. Getting money back from public insurance ( Starting my stay in Germany for 1 year, was using public insurance)
4. Dental insurance for my family.
Going through a period of having a baby now.
I highly recommend people to connect with Bettina and team for healthcare and support. It’s a blessing for me to have them.Date of experience:
May 03, 2025Ludmilla Kratka
1 review
DE
LK
All important documents were provided in both German and English. Made everything so much easier to understand.
Date of experience:
July 01, 2025Alina Hansen
1 review
DE
AH
Even months after signing the contract, I can call Michael anytime. This personal care is rare nowadays.
Date of experience:
July 10, 2025Alice Bottari
1 review
DE
AB
I had the chance to work with Michael Kammerer when I was figuring out my health insurance in Germany. Honestly, I was expecting a headache, but Michael made everything super straightforward. He knows all there is to know about health insurance here and found me a deal that was just right for what I needed and could afford.
Michael was always there to answer my questions, big or small and made sure I understood everything. It was like having a friend in the insurance business.Date of experience:
June 06, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
June 26, 2025Erwin Sloboda
1 review
DE
ES
Clarity in German Insurance
If you want clarity and straightforward answers to the confusing world of German Health insurance, this is your broker! Not only that, they provide white glove service for your on-going needs. No more google translate. Thanks Bettina
Date of experience:
May 01, 2025A K
1 review
DE
A
I couldn’t be more happy with their service, Bettina has been completely fantastic. She has provided the best advice for choosing the PKV and she is there for every inquiry you could have.
Date of experience:
April 01, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
April 30, 2025Randy Verbeek
1 review
DE
RV
My wife and I have just moved to Germany to work for CANYON Bicycles. ExPat friends living here had suggesting exploring private health insurance, but navigating through both the companies, process and our current lack of German was more than challenging. Luckily I found Bettina. She quickly and efficiently helped us look at options, settling on the best one for us. In only a matter of days, we have been accepted and have smoothly solved what could have been a tough challenge. Bettina was great.
Date of experience:
May 14, 2025
Our customers
love what we do
Read why clients trust us with their healthcare needs. Discover authentic testimonials highlighting our excellent service and support.
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Amit Patil
4 reviews
DE
A
Outstanding service in Health…
I have a family of 3.
I am communicating with Bettina and Iris for more than 1 year now. Had come across many of challenges mentioned below
1. New in Germany. (Not aware about Process)
2. Transfer health insurance to private from public. (Based on my requirements and cost effective)
3. Getting money back from public insurance ( Starting my stay in Germany for 1 year, was using public insurance)
4. Dental insurance for my family.
Going through a period of having a baby now.
I highly recommend people to connect with Bettina and team for healthcare and support. It’s a blessing for me to have them.Date of experience:
May 03, 2025Ludmilla Kratka
1 review
DE
LK
All important documents were provided in both German and English. Made everything so much easier to understand.
Date of experience:
July 01, 2025Alina Hansen
1 review
DE
AH
Even months after signing the contract, I can call Michael anytime. This personal care is rare nowadays.
Date of experience:
July 10, 2025Alice Bottari
1 review
DE
AB
I had the chance to work with Michael Kammerer when I was figuring out my health insurance in Germany. Honestly, I was expecting a headache, but Michael made everything super straightforward. He knows all there is to know about health insurance here and found me a deal that was just right for what I needed and could afford.
Michael was always there to answer my questions, big or small and made sure I understood everything. It was like having a friend in the insurance business.Date of experience:
June 06, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
June 26, 2025Erwin Sloboda
1 review
DE
ES
Clarity in German Insurance
If you want clarity and straightforward answers to the confusing world of German Health insurance, this is your broker! Not only that, they provide white glove service for your on-going needs. No more google translate. Thanks Bettina
Date of experience:
May 01, 2025A K
1 review
DE
A
I couldn’t be more happy with their service, Bettina has been completely fantastic. She has provided the best advice for choosing the PKV and she is there for every inquiry you could have.
Date of experience:
April 01, 2025Jordi Moreno
1 review
DE
JM
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency.
I would strongly recommend Bettina and her team for private health insurance related services. Her team's support even after you sgin, is excellent.Date of experience:
April 30, 2025Randy Verbeek
1 review
DE
RV
My wife and I have just moved to Germany to work for CANYON Bicycles. ExPat friends living here had suggesting exploring private health insurance, but navigating through both the companies, process and our current lack of German was more than challenging. Luckily I found Bettina. She quickly and efficiently helped us look at options, settling on the best one for us. In only a matter of days, we have been accepted and have smoothly solved what could have been a tough challenge. Bettina was great.
Date of experience:
May 14, 2025
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Why Use an Independent Insurance Broker?
Why Use an Independent Insurance Broker?
Why Use an Independent Insurance Broker?
Navigating PKV options alone can be overwhelming. This is where MyHealthcareBroker makes the difference. As an independent insurance broker specializing in Germany's healthcare system, we offer:
Unbiased advice: We collaborate with all major private health insurance providers, but as independent consultants, we work exclusively in your best interest
Complete market overview: Full access to all leading PKV providers with transparent and objective comparisons to support informed decision-making.
Expert English support: Professional assistance tailored to the needs of expats and international professionals clear, competent, and reliable.
Ongoing support: Continuous help with claims, policy changes, and long-term optimization – we’re with you every step of the way.
Personalized consultation: A deep understanding of your unique situation to identify the ideal private health insurance solution that truly fits.
Get a quote now
Compulsory Insurance
Compulsory Insurance
Compulsory Insurance
If your income, as an employee, does not reach the income threshold, you’re classified as a compulsorily insured employee. This means that you don’t have a choice between public and private insurance — you must use public health insurance. Your employer will automatically register you.
Voluntary Insurance
Voluntary Insurance
Voluntary Insurance
If your income surpasses the income threshold 73.800€ or Selfemployed, you are considered as a voluntarily insured employee and can choose private health insurance. Get your quote now !
Private Health Insurance
For Germany
Private Health Insurance
For Germany
Support in English.
Support in English.
Expert help in English for clear communication and understanding throughout your healthcare journey.
Expert help in English for clear communication and understanding throughout your healthcare journey.
Free Consultation
Free Consultation
Discover the perfect health plan with our free consultation. Your health, your plan, your peace of mind.
Discover the perfect health plan with our free consultation. Your health, your plan, your peace of mind.
Best Price Guarantee
Best Price Guarantee
If you find the plan that we offer at a lower price, we will refund you the difference.
If you find the plan that we offer at a lower price, we will refund you the difference.
Exceptional Aftersales Service
Exceptional Aftersales Service
Enjoy outstanding aftersales support, assisting you every step of your healthcare journey no matter what.
Enjoy outstanding aftersales support, assisting you every step of your healthcare journey no matter what.
FAQ
FAQ
FAQ
Am I eligible for private health insurance in Germany?
Can self-employed or freelancers get private health insurance in Germany?
What's the difference in costs between public and private health insurance?
Do I have to pay my doctor's bills in advance ?
Benefits overview: Public vs. private insurance in Germany
Who has access to private health insurance?
What happens if I leave Germany?
Does the premiums in private health insurance increase with age ?
How do I switch from public to private insurance?
What are the key advantages of private insurance over public insurance?
Am I eligible for private health insurance in Germany?
Can self-employed or freelancers get private health insurance in Germany?
What's the difference in costs between public and private health insurance?
Do I have to pay my doctor's bills in advance ?
Benefits overview: Public vs. private insurance in Germany
Who has access to private health insurance?
What happens if I leave Germany?
Does the premiums in private health insurance increase with age ?
How do I switch from public to private insurance?
What are the key advantages of private insurance over public insurance?
Am I eligible for private health insurance in Germany?
Can self-employed or freelancers get private health insurance in Germany?
What's the difference in costs between public and private health insurance?
Do I have to pay my doctor's bills in advance ?
Benefits overview: Public vs. private insurance in Germany
Who has access to private health insurance?
What happens if I leave Germany?
Does the premiums in private health insurance increase with age ?
How do I switch from public to private insurance?
What are the key advantages of private insurance over public insurance?
