Save up to 3,900 € annually compared to statutory insurance rates
ComparisonCompare all providers instead of being limited to just one
Manage everything digitally, no paperwork needed
Independent comparison of all major German health insurers, in plain English. We work for you, not for the insurer, and our service is completely free.
For employees above €77,400 and the self-employed. Premiums locked to your sign-up age, with broader coverage than public.
No fit for public or private German health insurance? An international incoming plan accepted for Germany and the EU.
Visa-compliant cover for internationals, students and visa applicants. Meets the requirements for a German residence permit.
Not sure which option fits?
Three quick questions about your situation, income and age show whether private or public health insurance fits you.
Myhealthcarebroker is an independent health insurance broker in Germany, providing clear guidance, tailored plans, and reliable support to make finding the right coverage simple and stress-free. New to the German system? Start with our guide to health insurance in Germany, then let us compare the private insurers for you.
We match your profile to the best pre-qualified rates.
Always available to assist with your insurance needs.
Continued support throughout your healthcare journey, especially after you signed up.
Premium, personalized health support for our clients.
Nothing. Our advice is free for you, from the first call to every claim later on. You pay the same premium as if you went directly to the insurer, but with us you have someone on your side.
We compare the private insurers for you and explain the differences in English.
Signing up through us never costs you more than signing up with the insurer.
Claims, tariff changes and life events, for as long as you are our client.
Health insurance in Germany can be simple. Our friendly team helps you find the perfect private health insurance plan, whether you're an employee, freelancer, or applying for a visa. Get personalized assistance and peace of mind.
Better coverage for less money. Save up to €4,000 per year.
Outstanding coverage
From €148
Basic Insurance Protection
€642
Example premium for a 32 years old employed
Recommendations written by clients on LinkedIn, reproduced word for word.
Bettina guided me to choose the right private health insurance for myself in Germany. She was very patient with my questions and explained everything in detail with full transparency. I would strongly recommend Bettina and her team for private health insurance related services. Her team’s support even after you sign, is excellent!
Great service end to end from upfront selection and switching to on-going day to day support from Bettina and team. Thanks
From the initial call and throughout the onboarding process, my experience with Michael has been straightforward and positive. He was very transparent about the different insurance plans, ensuring I understood all the options available. His responsiveness stood out, as he promptly answered all my questions, no matter how many I had. Additionally, he offered valuable advice regarding my current plan and what I would need in the future, helping me make informed decisions. Based on my experience, I highly recommend him as an insurance advisor.
Dealing with health insurance in Germany can be tricky, but having Michael Kammerer on your side makes it a whole lot easier. He's got this knack for breaking down the complicated parts so you can actually understand what's what, and he really listens to what you need. Michael isn't just about getting you any insurance; he makes sure it's the right fit for you. He took care of all the boring paperwork and was always just a message away whenever I had a question or needed help. I'd recommend Michael to anyone who needs to get their health insurance sorted in Germany. He's not just another broker; he's like having a buddy who knows everything about insurance and wants to help you out.
I've got to give a shoutout to Bettina for helping me switch from my old German health insurance to a private plan. She really knows her stuff and made the whole process super easy. Bettina laid out a bunch of different private insurance options and broke down the comparisons so I could easily pick the right one for me. She also had my back when it came to all the paperwork, and she was always just a message away if I had questions. Bettina's expertise and awesome customer service made a big difference in my insurance game. If you're looking to make the switch, I can't recommend her enough!
Bettina is "simply the best". It would be rude not to recommend the services that she provides. Insurances (particularly health insurances) can be something of a minefield for non-native speakers based in Germany. Bettina makes it simple and even pleasurable to handle insurance matters. Can't recommend her services highly enough. I'm continuously grateful for her support.
Bettina helped us to get private health insurance in Germany after we moved over from the U.K. We cannot speak any German yet and we were quite worried about how to organise everything. Bettina was extremely helpful, responding to emails quickly and was very proactive in getting everything sorted for us. We spoke on the phone after we received our insurance offers and she walked us through everything and explained very clearly. I would not hesitate to recommend Bettina's services!
Hello, I recently moved to Germany in Jan 1st 2019 and needed to get the right private insurance. Unfortunately I did not speak German and was really lost between the various offers. Bettina has been tremendously helpful in providing me with a tailored contract that fits my needs. It felt good to be supported. Clearly I recommend Bettina if you plan to move to Germany and want to obtain the right medical coverage!
My wife and I have just moved to Germany to work for CANYON Bicycles. ExPat friends living here had suggested exploring private health insurance, but navigating through both the companies, process and our current lack of German was more than challenging. Luckily I found Bettina. She quickly and efficiently helped us look at options, settling on the best one for us. In only a matter of days, we have been accepted and have smoothly solved what could have been a tough challenge. Bettina was great!
Expert help in English for clear communication and understanding throughout your healthcare journey.
Discover the perfect health plan with our free consultation. Your health, your plan, your peace of mind.
If you find the plan that we offer at a lower price, we will refund you the difference.
Enjoy outstanding support, assisting you every step of your healthcare journey no matter what.
A tied agent (Versicherungsvertreter) sells the tariffs of one insurer. Going direct means talking to that insurer's own sales team. An independent broker (Versicherungsmakler) compares many insurers and works for you.
You see the tariffs of the major private insurers side by side, not just one.
We recommend what fits your income, health and plans, not what one insurer wants to sell.
The cheapest tariff today is not always the one with stable premiums and the benefits you need at 50.
Most German brokers advise in German. We advise internationals in English, from the first call to your first claim.
Our concierge and senior consultants know your case and stay your contacts.
Insurer letters, claims and tariff changes explained and handled with you.
Questions by phone or email, answered by a person who knows your file.
Health insurance in Germany can be simple. Our friendly team helps you find the perfect private health insurance plan, whether you're an employee, freelancer, or applying for a visa. Get personalized assistance and peace of mind.
